Housing Loan
The Family happiness occurs by taking in a particle of small factor, for instance Loving each other, provide adequate nutrition, and wonderfully, that is a shelter that can be breathing comfortably and safely for your family.
Link to your demand, the SAHAKA Microfinance Institute PLC pay attention to fill in your family’s needs to conveniently via obtaining housing loan up to 80% of home equity loans as well.
Product Features:
|
Currency |
KHR |
USD |
|
Loan amount |
Up to KHR 600,000,000 |
Up to USD 150,000 |
|
Loan term |
Up to 180 months or 15 years |
|
|
Interest rate |
Reasonable rate |
|
|
Repayment mode |
Flexible repayment option |
Customer Term:
- Adults between the ages of 18 to 65
- Have permanent address
- Good and reliable credit
- Have a legitimate business and a clear source of income
- Availability and responsibility
Required Documents (Private):
- Identity card or passport or family record book or residence book or birth certificate or Identity Card of Civil Officer
- If an employee must have a salary certificate, staff card, employment contract, and Bank Report for the last 3 months
- If a trader needs to have a valid patent, business certificate, and related documents
- Various documents confirming the income, and expenses of the family or business
- Certificate of ownership of immovable property or certificate of ownership of immovable property or vehicle identification card
Required Documents (company and enterprise):
- Patent
- Business License
- Various letters confirming income and expenses
Type of collateral:
- Vehicle Identification Card or Soft Layout or Solid Layout
Benefits:
- Uncomplex document and quick loan approval
- Long loan period
- Have multi-payment methods and flexibility according to the customer's cash flow
- Repayment can do at the office or at the Sahaka’s partner place
Note:
- Cooperation reserves the right to change the various terms without prior notice.
- Other conditions will apply.